THE BOTH CHALLENGE
Participation & Legal Information

THE BOTH CHALLENGE PARTICIPATION AGREEMENT

1. Your program and purchase

The Fitness Cowgirl LLC, an Indiana limited liability company, provides THE BOTH CHALLENGE. Ashli Teter, its owner, program creator and instructor, is a Registered Dietitian and ACE-Certified Personal Trainer through the American Council on Exercise. The Fitness Cowgirl LLC is the contracting seller; the Physical Activity Risk and Liability Agreement also identifies Ashli Teter individually within the scope of that agreement. Your purchase is one January 2027 cohort for $99 total, paid once, with applicable sales tax included. There is no program subscription, installment plan or recurring charge, and no automatic renewal. No sales tax or participant processing fee is added to that total.

THE BOTH CHALLENGE includes access to the designated training programs, exercise instructions, nutrition education, optional private self-check-ins, and specified personal-use participant resources during the applicable access period.

No private Facebook group, scheduled Q&A, asynchronous program Q&A, individualized coaching, or required community participation is included.

It does not include personal coaching, individualized training prescriptions, medical screening or clearance, rehabilitation, medical treatment, individualized medical nutrition therapy, in-person supervision or mandatory live calls. No health, weight, strength, body-composition or race-performance outcome is guaranteed.

2. Registration and access

All dates use Eastern time (America/New_York). Registration opens November 27, 2026 and closes January 3, 2027. Following successful registration, you receive welcome-only access. Welcome access does not include the full curriculum.

Preparation resources open December 25, 2026. Orientation and kickoff run January 1–3, 2027; the challenge runs January 4–31, 2027. February 1–7 is the wrap-up period: you may finish your reflection and continue using the available resources through the full February 7 day. Membership access closes February 8, 2027. Member Site access is not lifetime access.

Preparation resources and all four clearly dated training weeks become available December 25, 2026. Follow the dated program calendar rather than advancing through the program early.

3. Eligibility and choosing your workouts

THE BOTH CHALLENGE is offered exclusively to individuals who are at least 18 years of age and reside in the United States. By registering, you represent and confirm that you meet these requirements at registration. The Fitness Cowgirl LLC may decline, cancel or terminate participation when these requirements are not satisfied, subject to applicable law and the program's purchase and refund terms. You must have contractual capacity to enter this agreement. Minors are not included in this agreement. Eligibility depends on U.S. residency, not citizenship. A U.S. resident temporarily traveling abroad is not automatically ineligible solely because of their current location.

Choose your strength and aerobic levels independently using the approved level-selection guidance. Follow the prerequisites for the Competitive aerobic option. There are three strength levels and four aerobic levels, allowing twelve combinations. A newer lifter can be an experienced runner, and an experienced lifter can choose walk-first training. Use the approved level guide, your recent training and what you can currently manage safely. Competitive aerobic participation requires at least eight weeks of consistent training and the program's existing experience and recovery prerequisites. Selecting a label does not establish readiness or medical clearance.

Follow the program's readiness guidance and the Participant Safety Notice and resolve any required professional guidance before activity. We do not require routine submission of diagnoses, medications, pregnancy information or medical records. If you cannot safely perform the required work independently, obtain suitable individual assistance; the challenge is not a substitute for it.

4. Self-guided activity and your responsibilities

No instructor is physically present to inspect your space or equipment, choose your loads, observe every repetition or monitor symptoms. Read the setup, execution, handling and recovery instructions before unfamiliar work. Use manageable loads and an appropriate surface, footwear and training environment. Inspect personal equipment, follow its manufacturer's instructions and use only equipment compatible with the activity and load. An illustration does not verify a bench, rack, band or bar installation or demonstrate that a load is safe for you.

Floor exercises require suitable floor access; approved standing alternatives have their own balance and handling requirements. Use only the approved alternatives and their limits. Optional strict pull-ups are restricted to eligible Intermediate and Advanced strength participants with prior competency, the approved dosage/reserve, a suitably rated and securely installed compatible fixed bar, and safe independent mounting and dismounting. They are not required, and you do not need to purchase a bar for the challenge. Do not use excluded variations or improvise equipment installations.

Reduce or stop work when control, recovery or symptoms make continuing unsuitable. Follow the existing recovery safeguards. Do not stack missed workouts or add exercise to compensate for them. Participant responsibilities do not eliminate duties the business has under applicable law.

5. Risks and professional assistance

Running, walking and resistance training involve risks, including falls, uncontrolled or dropped weights, equipment misuse or failure, overexertion, strains, sprains and other injuries. Serious cardiovascular events and other serious injury can occur. Preparation and appropriate instruction can reduce some risks, but cannot remove all risks. The separate Physical Activity Risk and Liability Agreement explains the risk acknowledgment and any release in that agreement. This Participation Agreement alone does not silently waive injury claims.

Stop activity for new or sharp pain, loss of balance or load control, dizziness, faintness or unusual breathing difficulty. Seek qualified assessment before resuming when symptoms or injury warrant it. Chest pain or pressure, fainting, severe breathing difficulty, or other possible emergency symptoms require urgent medical help: call 911 in the United States. Do not wait for a group reply or support email. Consult an appropriate healthcare professional when a condition, recent injury, surgery, illness, prolonged inactivity, pregnancy/postpartum concerns or other circumstances leave you uncertain about suitable exercise. Consultation is not a guarantee of safety.

6. Nutrition and participant support

Nutrition lessons, sample fueling days and optional calculations are general education, not personal calorie targets, medical meal plans or treatment. You do not have to track macros or submit weight, food logs or measurements. Ashli Teter's Registered Dietitian credential identifies her professional background; this purchase does not by itself establish an individual clinical relationship.

Technical, account, and Member Site access support is available at support@thefitnesscowgirl.com.

This support channel does not provide individualized training, nutrition counseling, medical advice, emergency assistance, or a scheduled program Q&A service.

No private Facebook group, scheduled Q&A, asynchronous program Q&A, individualized coaching, or required community participation is included.

7. Accounts and personal use

Use your own purchaser account and keep login credentials private. A reliable internet connection and compatible browser are needed for website content. Optional PDFs require a compatible reader for filling and saving. Contact support if an access barrier occurs; no universal device-compatibility claim is made.

The protected Member Site delivers the linked Member Site pages, preparation resources, workouts, exercise instructions, nutrition lessons and recovery resources. Materials owned by or properly licensed to the business are provided for your personal participation during the cohort access period. You may download during that period and retain indefinitely for personal use the eight designated resources—six Recovery & Progress references and the two FUEL TO PERFORM PDFs in Nutrition & Fueling: the training checklist and progress tracker; fueling reminder and planning worksheet; end-of-challenge reflection; concise training-level selection reference; practical fueling and hydration reference sheets; sample fueling days reference; FUEL TO PERFORM Complete Guide; and FUEL TO PERFORM Recipe Book. The complete training programs, full nutrition curriculum, Exercise Library and weekly instructional content remain Member Site-only during the designated access period. Keeping a designated download does not extend or restore Member Site access. Do not redistribute, resell, publicly share, sublicense, republish or otherwise commercially exploit program materials, or share paid credentials or resources. Rights in third-party materials stay with their owners. Lawful consumer rights and copyright exceptions are preserved; no registered trademark claim is made.

8. Conduct, interruptions and remedies

Serious harassment, threats, unauthorized redistribution or credential sharing may lead to proportionate restrictions or removal. When practical, we will explain the issue and allow a response or correction; urgent threats may require immediate action. We will assess any paid-access restriction and refund or other remedy under applicable law; misconduct is not a blanket basis to confiscate all payments or suppress honest reviews.

All sales are final, subject to applicable law and appropriate exceptions. Ordinary changes of mind, scheduling conflicts, missed workouts, voluntary nonparticipation, incomplete participation and unused available resources do not receive discretionary refunds. Billing errors, material non-delivery, business cancellation or material changes and legally required remedies are covered by the Refund & Cancellation Policy. A minor interruption does not automatically require a full refund. Neither this agreement nor a final-sale notice removes lawful payment-dispute rights.

Material changes will be communicated. We will not replace a purchased cohort with another cohort without consent as a substitute for a remedy you are entitled to. Changes to terms will not retroactively remove rights relating to your purchase.

9. Applicable law and contact

Indiana law governs this agreement to the extent permitted by applicable conflict-of-law rules, while preserving mandatory protections that apply where you reside. No exclusive venue, arbitration obligation, class-action waiver or indemnification obligation is adopted in this agreement. If a provision cannot lawfully apply, it will not be used to remove nonwaivable rights.

For purchase, access or policy questions, email support@thefitnesscowgirl.com. General business inquiries: hello@thefitnesscowgirl.com. Please provide your purchase email, order reference if available and a short description. Do not send passwords, complete card details or medical records. Support is not an emergency service; we do not guarantee a fixed response time.

10. Acknowledgment

I have read the program scope, access period, Participation Agreement and Refund & Cancellation Policy. I understand the independent level choices, self-guided activity and equipment responsibilities. I understand that no individual screening, medical clearance, personal coaching or guaranteed outcome is included. I understand the separate Physical Activity Risk and Liability Agreement requires my separate acceptance if used. This acknowledgment does not waive rights that cannot lawfully be waived.

THE BOTH CHALLENGE CHALLENGE TERMS ADDENDUM

1. What you are buying

One January 2027 cohort of THE BOTH CHALLENGE from The Fitness Cowgirl LLC for $99 total, paid once, with applicable sales tax included. No subscription, installments, additional membership tiers or recurring program charges are included. No additional sales tax or participant processing fee is added to that advertised total. Separate products are not included unless expressly identified in the offer.

THE BOTH CHALLENGE includes access to the designated training programs, exercise instructions, nutrition education, optional private self-check-ins, and specified personal-use participant resources during the applicable access period.

No private Facebook group, scheduled Q&A, asynchronous program Q&A, individualized coaching, or required community participation is included.

No personal coaching, individualized medical nutrition therapy, rehabilitation, live supervision or guaranteed results are included.

2. Dates and limited access

Registration opens November 27, 2026 and closes January 3, 2027. Welcome-only access follows successful registration. Preparation opens December 25, 2026; orientation is January 1–3, 2027; the challenge runs January 4–31, 2027. February 1–7 is the wrap-up period, with continued resource access through the full February 7 day. Membership access closes February 8, 2027. All dates use Eastern time (America/New_York). There is no lifetime Member Site access.

Preparation resources and all four clearly dated training weeks become available December 25, 2026. Follow the dated program calendar. Member Site access ends at cohort closure; keeping a permitted download does not continue your Member Site access.

3. Accounts, technical requirements and support

Use an individual purchaser account and do not share credentials. Member Site content needs internet access and a compatible browser; optional fillable PDFs need a compatible reader to complete and save them. The business does not promise uninterrupted availability or compatibility with every device, but remains responsible for delivering the purchased offering and providing remedies required by law. A platform disclaimer does not excuse material non-delivery.

For access, billing or missing communications, contact support@thefitnesscowgirl.com. Use your purchase email and order reference; never send passwords, complete payment-card details or medical records. Operational messages support your purchase and finite access. Promotional emails are optional and separate. We do not guarantee a fixed support response time.

4. Participation and risk documents

Read the Participation Agreement, Participant Safety Notice and the separately presented Physical Activity Risk and Liability Agreement. This cohort is exclusively for individuals who are at least 18 years old and reside in the United States at registration. U.S. residency, not citizenship, determines geographic eligibility. A U.S. resident temporarily traveling abroad is not automatically ineligible solely because of their current location. Independent training-level requirements apply. The Physical Activity Risk and Liability Agreement requires separate acceptance if used.

5. Refunds, interruptions and changes

All sales are final subject to applicable law and the Refund & Cancellation Policy. Ordinary changes of mind, scheduling conflicts, missed sessions, voluntary nonparticipation, incomplete participation or unused available resources do not receive discretionary refunds. Billing errors, material non-delivery, business cancellation/material changes and legally required remedies remain protected. A minor interruption does not automatically require a full refund; welcome access does not count as complete program delivery. Lawful payment-dispute rights remain intact. An ineligible purchase does not automatically forfeit the payment. Any cancellation, access restriction or payment remedy remains subject to applicable law and the program's purchase and refund terms.

6. Personal use and intellectual property

The protected Member Site delivers the linked Member Site pages, preparation resources, workouts, exercise instructions, nutrition lessons and recovery resources. The business grants a limited, nonexclusive, personal-use permission for challenge materials it owns or is authorized to license. You may download during cohort access and retain indefinitely for personal use the eight designated resources—six Recovery & Progress references and the two FUEL TO PERFORM PDFs in Nutrition & Fueling: the training checklist and progress tracker; fueling reminder and planning worksheet; end-of-challenge reflection; concise training-level selection reference; practical fueling and hydration reference sheets; sample fueling days reference; FUEL TO PERFORM Complete Guide; and FUEL TO PERFORM Recipe Book. The complete training programs, full nutrition curriculum, Exercise Library and weekly instructional content remain Member Site-only during the designated access period. Retaining a designated download does not extend or restore Member Site access. No paid materials may be redistributed, resold, publicly shared, sublicensed, republished or otherwise commercially exploited, and member credentials may not be shared. Third-party rights remain with their owners. We do not claim ownership of third-party artwork or permission to reuse third-party music. No registered trademark status is asserted. Lawful consumer rights and copyright exceptions are preserved.

A browser cache or retrievable static asset URL does not grant additional redistribution rights. The business does not promise that access closure erases downloaded copies or individually revokes every file URL.

7. Participant conduct and material restrictions

Harassment, threats, unauthorized advertising and unauthorized resource sharing remain prohibited. Honest negative or mixed feedback is permitted. Any paid-content access restriction must be proportionate to the actual breach and assessed under the Participation Agreement and applicable rights and remedies. Material limitations must be disclosed before purchase, not introduced silently afterward.

8. Relationship to other documents and rights

This addendum concerns the challenge only and leaves existing guide and merchandise terms unchanged. The Participation Agreement and Refund & Cancellation Policy govern their identified subjects; the Physical Activity Risk and Liability Agreement governs any specifically accepted release within its lawful scope. Mandatory consumer rights prevail over inconsistent contract language.

Indiana governing-law language is in the Participation Agreement. This addendum adds no mandatory arbitration, exclusive venue, class-action waiver or indemnity.

THE BOTH CHALLENGE PHYSICAL ACTIVITY RISK AND LIABILITY AGREEMENT

1. Important explanation before you agree

THE BOTH CHALLENGE is self-guided physical activity and general education provided by The Fitness Cowgirl LLC. You voluntarily choose to perform running, walking and strength activities without an instructor physically present. You are responsible for choosing appropriate prewritten workouts, exercising within your current abilities and using suitable personal equipment and environments. The program cannot monitor your symptoms, movement quality or surroundings in real time.

The risk acknowledgment below and the release are different provisions. Understanding inherent risks is not, by itself, an agreement to release the provider's negligence. The release section expressly describes the additional protection. A signature or click does not guarantee that any provision is enforceable or remove the business's legal duties.

2. Inherent and reasonably foreseeable risks

Running and walking can involve trips, slips, falls, loss of balance, uneven or slippery surfaces, traffic, weather, heat or cold exposure and collisions. Cardiovascular and muscular effort can involve fatigue, overexertion, dehydration, faintness, strains, sprains, tendon or joint injury and other musculoskeletal injury. Serious cardiovascular events or other serious injury, including permanent disability or death, can occur during physical exercise.

Resistance and free-weight exercise can involve dropped, uncontrolled or improperly secured weights; loss of grip or balance; unsuitable technique or loads; unsafe loaded setup or transitions; and equipment failure, misuse or incompatible installation. Benches, racks, bands, fixed bars and weights present equipment-specific hazards. The examples explain foreseeable risks and are not an exhaustive description or a prediction that a particular event will occur.

Some risks remain even with reasonable care. Proper instruction, a suitable environment and appropriate equipment reduce some risks but do not eliminate them. An illustration does not establish that a participant's equipment or independent handling is safe.

3. Voluntary participation and assumption of inherent risks

I understand that physical activity has the risks described above. I voluntarily choose whether to participate and which appropriate prewritten option to use. To the extent permitted by law, I accept the inherent risks of the activities I choose after considering my experience, present abilities, circumstances and any appropriate professional advice. This assumption of inherent risks does not itself excuse negligent instruction or any other provider conduct that cannot lawfully be released.

I will not rely on the challenge as personal medical clearance, rehabilitation or real-time supervision. I may stop, reduce or omit unsafe activity in accordance with the program's safeguards. Choosing to continue despite a warning is my decision; that statement is not a declaration that every injury is my fault.

4. Independent decisions, equipment and environment

I will choose my strength and aerobic levels independently using the approved level-selection guidance and follow the prerequisites for the Competitive aerobic option. I will inspect equipment and use suitable loads, shoes, surfaces and space; follow manufacturer instructions; and obtain qualified assistance when an unfamiliar exercise, loaded transition or equipment setup cannot be performed safely and independently.

I will not use a home installation, bench, rack, band or fixed pull-up bar merely because it resembles an illustration. Optional strict pull-ups require the approved competency, eligible strength level, dosage and safe mounting/dismounting with a suitable rated and securely installed compatible fixed bar. I will skip an optional exercise when its prerequisites are not met. I will not use unapproved substitutes or excluded exercise variations.

5. Healthcare assistance and stopping activity

I will obtain appropriate individual guidance when a health condition, injury, surgery, illness, extended inactivity, pregnancy/postpartum uncertainty or concerning symptoms affect my ability to exercise safely. I will stop for pain, dizziness, loss of control or other warning symptoms and seek appropriate help. For chest pain or pressure, fainting, severe breathing difficulty or other potential emergencies, I will seek urgent medical care and call 911 in the United States rather than waiting for a reply. Consultation cannot guarantee safety, and these acknowledgments are not medical clearance.

6. Protected parties

For the following release only, Protected Parties means The Fitness Cowgirl LLC, an Indiana limited liability company, and Ashli Teter individually, in her capacity as owner, program creator and instructor of THE BOTH CHALLENGE. It also includes the LLC's actual employees, contractors and authorized representatives solely for work within their authorized challenge duties. It does not extend to unrelated entities, all equipment manufacturers or every social-media participant.

LLC status alone does not establish immunity for Ashli Teter's own acts or omissions. Her express identification in the release is intended to address individual claims within the lawful scope of this agreement, rather than assume that naming the LLC is sufficient.

7. RELEASE OF ORDINARY NEGLIGENCE

This section changes legal rights.

To the fullest extent permitted by applicable law, I release the Protected Parties from claims for personal injury or death directly arising from my voluntary participation in THE BOTH CHALLENGE to the extent those claims arise from the inherent risks described in this agreement OR FROM THE ORDINARY NEGLIGENCE OF A PROTECTED PARTY IN DESIGNING OR PROVIDING THE CHALLENGE'S GENERAL EXERCISE PROGRAMMING OR INSTRUCTIONS, INCLUDING THAT PARTY'S OWN NEGLIGENT ACTS OR OMISSIONS. Ordinary negligence means a failure to use the care required by law, rather than intentional harm or reckless conduct.

This release applies only within the subject matter and lawful scope described here. It does not release gross negligence, reckless or willful misconduct, intentional misconduct, fraud, or liability that applicable law does not allow to be waived. It does not waive nonwaivable professional duties, statutory consumer protections, required refunds, payment-dispute rights or claims for material non-delivery. It does not create consent to undisclosed unsafe services, authorize the business to ignore safety concerns, or declare that all injury claims are barred.

No participant indemnification, automatic duty to pay the business's legal fees, arbitration requirement, class-action waiver or $99 cap on injury damages is included. No person purports to waive an independent claim belonging to someone who has not validly agreed. No minor enrollment or parental release is covered by this agreement.

8. Nonwaivable rights and legal limitations

Nothing here removes rights that applicable law preserves. If the release cannot apply to a claim or participant, the business will not use a general phrase about personal responsibility to recreate that prohibited release. Severability alone cannot make an unlawful release lawful.

9. Separate acceptance

I have had an opportunity to read the self-guided explanation, risks, responsibilities and ordinary-negligence release. I understand that the release seeks protection for both The Fitness Cowgirl LLC and Ashli Teter individually within its lawful scope. I understand the stated exceptions and that this agreement is not medical clearance or a promise that exercise is safe for me. I voluntarily agree to this agreement.

Questions before acceptance: support@thefitnesscowgirl.com.

THE BOTH CHALLENGE REFUND & CANCELLATION POLICY

1. All sales are final with lawful exceptions

THE BOTH CHALLENGE is a time-limited online program purchased for $99 total, paid once, with applicable sales tax included, for the January 4–31, 2027 cohort. All sales are final, subject to applicable law and the exceptions below. This policy applies to the challenge only. It does not replace the terms for the separate Fuel to Perform guides or other products.

We do not offer discretionary refunds solely for a change of mind, scheduling conflict, missed workout, voluntary nonparticipation, failure to complete the challenge or a decision not to use resources that are available as purchased. There is no routine pre-start refund window. This is a one-time purchase, not a subscription; nonparticipation does not generate a recurring charge.

2. Duplicate or incorrect payments

If you believe you were charged twice or charged incorrectly, contact support@thefitnesscowgirl.com. We will investigate and correct a verified billing error, including an appropriate refund or adjustment and related tax correction where required. Correcting a duplicate payment should not remove access associated with the valid purchase.

3. Access failures and material non-delivery

If purchased access or a program component is not delivered as described, contact support so we can investigate and address it. A brief technical interruption does not automatically entitle you to a full refund. The response depends on the nature, duration and impact of the problem and your applicable rights.

A material failure to deliver purchased access or components may require a refund or another appropriate remedy. Welcome-only content is not delivery of the full purchased program. We will not require you to accept a replacement cohort instead of a remedy to which you are entitled. A final-sale policy does not permit us to retain payment we are legally required to return.

4. Business cancellation or material change

If The Fitness Cowgirl LLC cancels the cohort or materially changes the purchased offering, we will notify affected purchasers and provide an appropriate remedy, which may include a refund, as required by applicable law and the circumstances. Minor corrections or temporary interruptions are not automatically cancellations or material changes.

5. Payment amounts and tax adjustments

The original customer payment is $99 total, with applicable sales tax included. A full refund of a valid $99 purchase means returning the full $99 gross amount, including any included tax; the business must handle the corresponding tax correction under applicable law. A partial remedy or billing correction must identify the gross amount returned and the appropriate included-tax adjustment. We do not deduct an undisclosed processing fee from a legally required remedy. Refund timing depends on the payment provider; tax adjustments and refund records follow applicable law and the payment provider's procedures.

6. Access and resources after a refund

If a purchase is fully refunded or reversed, its associated challenge entitlement may be ended under the applicable remedy. A partial adjustment or correction of a duplicate charge does not automatically end a valid remaining entitlement. Account and order records may remain for necessary legal, accounting and operational purposes.

Access closure cannot erase a previously saved file. Unless the applicable remedy lawfully provides otherwise, legitimately saved optional personal-use worksheets and your own notes may be retained for personal use. Retaining a file does not permit redistribution or grant ongoing access to protected website resources. We will not demand that you delete your own feedback or waive lawful rights to receive a remedy.

7. Your rights and contact

Nothing here limits nonwaivable consumer rights, legally required refunds or remedies, or applicable payment-provider dispute and chargeback rights. Contacting us is encouraged so we can help; it is not a condition that removes those rights or extends legal or provider deadlines. No statement here guarantees the result of a payment dispute. An ineligible purchase does not automatically forfeit the payment. Any cancellation, access restriction or payment remedy remains subject to applicable law and the program's purchase and refund terms.

Email support@thefitnesscowgirl.com with your purchase email, order reference if available and a short description. Do not send passwords, full payment-card information or medical records. We will review the issue and explain the outcome. Actual refund timing depends on the authorized remedy and payment provider; this policy does not guarantee a specific processing deadline.

THE BOTH CHALLENGE PARTICIPANT SAFETY NOTICE

1. Your training is self-guided

You choose from prewritten training options. An instructor is not physically present to check equipment, observe each movement or monitor symptoms. Choose your strength and aerobic levels independently using the approved level-selection guidance. Follow the prerequisites for the Competitive aerobic option. Neither a level-selection result nor a participation acknowledgment is medical clearance.

2. When to get individual guidance

Consult an appropriate qualified healthcare professional before starting or continuing when a condition could affect exercise safety, you have a current or recent injury, you are returning after surgery or significant illness, or prolonged inactivity leaves you uncertain about suitable activity. Seek guidance if you are pregnant or postpartum and unsure what fits your circumstances. A qualified trainer can help with technique and equipment skills; medical, rehabilitation or individualized nutrition needs require an appropriately qualified professional. Consultation does not guarantee safety. This notice does not require every healthy adult to obtain a physician's letter or send the business a health history.

Follow the existing approved readiness process and resolve any required clearance privately. Do not send diagnoses, medication lists, pregnancy information or medical records through a public social post or ordinary support email.

3. Before a workout

Read the instructions for each unfamiliar exercise, including loaded entry, exit and set-down. Choose weights you can control throughout the movement and its setup. Inspect equipment for wear, damage, instability and compatibility. Follow manufacturer guidance for benches, racks, bands, fixed bars and weights, including ratings, installation, safety supports and secure loading. Use appropriate footwear, suitable surfaces and a clear training space. Account for weather, traffic, lighting and other environmental hazards when running or walking.

Do not perform an exercise whose equipment, setup or handling you cannot manage safely. Do not treat a picture as approval of your equipment installation. Floor-based exercises require appropriate floor access; standing alternatives require the stated balance and handling abilities. Use only approved alternatives. Optional strict pull-ups require the eligible strength level, prior competency, approved dose/reserve and a suitable installed fixed bar with safe independent mounting and dismounting; otherwise skip them. No purchase of a bar is required.

4. During and after a workout

Use the program's recovery rules. Reduce or stop when technique, grip, balance or control deteriorates. Do not stack missed sessions or add compensatory exercise. New or sharp pain, dizziness, faintness or unusual shortness of breath should prompt you to stop and obtain appropriate advice before resuming when necessary. Persistent or recurring symptoms need qualified assessment.

Chest pain or pressure, fainting, severe breathing difficulty, or other serious emergency symptoms require urgent medical care. Call 911 in the United States. Do not try to diagnose the cause through a group discussion, continue exercising to test the symptom, or wait for support to reply.

Physical activity can cause injury even with reasonable preparation. Your responsibilities do not eliminate the business's legal duties. For access or instruction-link problems, use support@thefitnesscowgirl.com. Technical support is not emergency services or individual medical care.

THE BOTH CHALLENGE NUTRITION AND PROFESSIONAL-SCOPE DISCLAIMER

1. Educational services and credentials

THE BOTH CHALLENGE's nutrition lessons are created by Ashli Teter, a Registered Dietitian and ACE-Certified Personal Trainer, to help you understand everyday fueling, hydration and recovery for running and lifting. Her credentials support the educational work. This cohort purchase does not include an individual clinical assessment or medical nutrition therapy relationship.

2. Examples and individual needs

Lessons, food examples and the six sample fueling days illustrate general concepts. They are not personalized meal prescriptions, disease treatment, rehabilitation or a guarantee of weight loss, body-composition change, athletic improvement or other medical or performance results. Your needs can differ with training demands, health circumstances, food tolerance and other factors.

3. Optional calculator and tracking

The optional calculator explains educational protein and carbohydrate ranges. It is not an individualized calorie prescription or a diagnostic tool. You do not have to use it, track macros, log food or submit weight or body measurements. Use the food-first lessons without tracking if that suits you.

4. When to seek individual advice

If a medical condition, food allergy, eating concern, pregnancy/postpartum circumstance or other individual need calls for personalized nutrition guidance, consult an appropriately qualified healthcare professional or dietitian who can assess you in the jurisdiction where you receive care. This program cannot diagnose or treat those needs. Do not post private health information to obtain individualized advice.

5. Questions and technical support

The nutrition lessons provide general recommendations and educational calculations.

Technical, account, and Member Site access support is available at support@thefitnesscowgirl.com.

This support channel does not provide individualized training, nutrition counseling, medical advice, emergency assistance, or a scheduled program Q&A service.

THE BOTH CHALLENGE PARTICIPANT DATA NOTICE

1. What this notice covers

The Fitness Cowgirl LLC uses information needed to provide THE BOTH CHALLENGE, manage purchases and access, answer support requests and comply with legal and accounting obligations. This notice supplements the website Privacy Policy. It does not replace policies for other products.

2. Registration, purchase and account information

Registration and Member Site access use Squarespace. Squarespace and the payment services used for your transaction may handle your name, email, account identifiers, purchase reference, price, payment status, necessary billing or tax-location details and membership entitlement. We use the business records made available to us for delivery, account support, access management, reconciliation, billing-error investigation and required records. Authentication and payment services process information under the applicable service arrangements and their own notices.

Do not email full payment-card details or passwords. The business may receive transaction information and limited payment descriptors needed for support. Payment providers process payment-related personal information under their own notices; the business also receives the purchase records made available for account and billing support.

3. Optional tools and personal notes

The challenge does not require diagnoses, medication lists, health histories, food logs, measurements or weight submission. The optional level guide is intended for private self-selection. Locally saved worksheets stay under your control unless you choose to send them. The business does not need a copy to deliver the challenge.

Device, hosting or browser logs may still process ordinary technical information.

4. Communications and support

Purchase confirmations, login assistance, onboarding, resource-opening information and closure notices are service-related communications. Optional promotional email is separate, and declining it does not remove paid access.

Support requests may include your contact information, purchase reference and a description of the issue. Avoid sensitive health information. If unnecessary sensitive information is sent, we will restrict its use and access, assess any legal duties, and retain or delete it according to the applicable privacy process; forwarding it widely is not part of support.

5. Optional social sharing and testimonials

Participants remain responsible for deciding what information they voluntarily share on third-party social platforms and for reviewing the applicable platform privacy settings.

Social media tags do not submit private reflections, training records, worksheets, or other personal information to The Fitness Cowgirl LLC through the Member Site.

Third-party platforms process profiles and activity under their own policies. Others may see or retain voluntarily shared content outside our control. Social platforms are not confidential healthcare record systems. Do not share someone else's information or private health details.

Participants may voluntarily share their progress on Instagram or TikTok by tagging @thefitnesscowgirl.

Social sharing is entirely optional and is not required to participate in or complete THE BOTH CHALLENGE.

Tags from private accounts may not be visible. Viewing, acknowledging, responding to, or reposting individual posts is not guaranteed.

Tagging @thefitnesscowgirl does not grant The Fitness Cowgirl LLC permission to reproduce, repost, quote, or use participant content for promotional purposes. Any such use requires separate, appropriate permission.

Feedback is optional. Written testimonial permission is a distinct optional choice; no promotional use is authorized by silence or internal-only feedback. Only the agreed excerpts and attribution may be used. Photos, video, screenshots, social handles and other identifying media need separate permission.

6. Technical information and third parties

Platforms may process technical information such as logs, device/browser information and cookies to operate their services. Provider roles vary: some processing is on the LLC's behalf, while providers also use information for their own legally described purposes.

Information may be disclosed to necessary service providers, for lawful obligations, to address security or fraud, or in connection with a properly handled business transfer. This notice is not consent to a new practice.

7. Retention, security and requests

Membership closure ends content access, not immediate deletion of every order, assent, support or provider record. We retain information for the necessary operational, legal, accounting and dispute purposes as required for those purposes and by applicable law. We do not promise indefinite retention of all information or immediate deletion of every backup.

No system is represented as absolutely secure. Keep credentials private and avoid posting unnecessary sensitive information.

Contact support@thefitnesscowgirl.com for privacy access, correction or deletion requests; hello@thefitnesscowgirl.com handles general inquiries. We will verify identity proportionately and assess the rights and deadlines that apply to your location and our processing. We may need to retain information for legal duties or existing disputes. This notice does not limit privacy rights that apply to you.

THE BOTH CHALLENGE PARTICIPANT CONDUCT & OPTIONAL SOCIAL SHARING

1. Optional participation

No private Facebook group, scheduled Q&A, asynchronous program Q&A, individualized coaching, or required community participation is included.

Participants may voluntarily share their progress on Instagram or TikTok by tagging @thefitnesscowgirl.

Social sharing is entirely optional and is not required to participate in or complete THE BOTH CHALLENGE.

2. Respectful communication

Treat participants respectfully. Harassment, threats and discrimination are not permitted. Honest disagreement and negative or mixed program feedback are welcome when expressed respectfully. No rule prevents lawful reviews or complaints outside the group.

3. Privacy and paid resources

Do not post private information about other participants, take screenshots or repost personal discussions without permission. Do not share paid resources, credentials or exercise-library material outside authorized personal use. Do not post unsolicited advertising, affiliate promotions or unrelated sales pitches.

4. General questions and individual care

Personal diagnoses, medication questions, rehabilitation plans, individual medical nutrition therapy and emergency concerns need appropriate individual professional help. Do not upload medical records or ask another member to diagnose you.

5. Participant support

Technical, account, and Member Site access support is available at support@thefitnesscowgirl.com.

This support channel does not provide individualized training, nutrition counseling, medical advice, emergency assistance, or a scheduled program Q&A service.

For emergencies, seek urgent care and call 911 in the United States.

6. Moderation and access

Serious or repeated harassment, threats, privacy violations or unauthorized redistribution may lead to proportionate restrictions assessed under the Participation Agreement and applicable rights. When practical, the business will explain the reason and allow a response. Immediate action may be needed for threats or privacy violations. Any paid Member Site access restriction must be assessed separately under the Participation Agreement and applicable rights and remedies.

7. Third-party privacy and optional social sharing

Participants remain responsible for deciding what information they voluntarily share on third-party social platforms and for reviewing the applicable platform privacy settings.

Social media tags do not submit private reflections, training records, worksheets, or other personal information to The Fitness Cowgirl LLC through the Member Site.

Third-party platforms process profiles and activity under their own policies. Others may see or retain voluntarily shared content outside our control. Social platforms are not confidential healthcare record systems. Do not share someone else's information or private health details.

Tags from private accounts may not be visible. Viewing, acknowledging, responding to, or reposting individual posts is not guaranteed.

Tagging @thefitnesscowgirl does not grant The Fitness Cowgirl LLC permission to reproduce, repost, quote, or use participant content for promotional purposes. Any such use requires separate, appropriate permission.

THE BOTH CHALLENGE CHECKOUT AND PARTICIPANT NOTICES

1. Registration page near the purchase button

THE BOTH CHALLENGE — $99 TOTAL

One-time payment. Applicable sales tax included. No subscription. January 4–31, 2027.

Self-guided strength, running/walking and general performance-nutrition education. No personal coaching, medical treatment or in-person supervision. Exercise involves inherent injury risks; choose suitable levels and equipment. Welcome-only access follows registration; preparation opens December 25, 2026. Resource access continues through February 7, 2027. Membership access closes February 8, 2027. No lifetime access. For adults aged 18 or older who reside in the United States at registration. Eligibility is based on residency, not citizenship.

All sales are final, subject to applicable law and exceptions for billing errors, material non-delivery, business cancellation/material changes and other required remedies. Read the Challenge Terms Addendum, the Participation Agreement, the Physical Activity Risk and Liability Agreement, the Refund & Cancellation Policy and the website Privacy Policy and Participant Data Notice before purchasing.

Registration opens November 27, 2026 and closes January 3, 2027.

2. Checkout product description

THE BOTH CHALLENGE — January 2027 cohort. $99 total, paid once, with applicable sales tax included. No subscription, installments or automatic renewal. Preparation opens December 25, 2026; orientation January 1–3, 2027; challenge January 4–31; wrap-up/resource access February 1–7. Membership access closes February 8, 2027. Self-guided exercise and general nutrition education, without individualized coaching, medical treatment or in-person supervision. For adults aged 18 or older residing in the United States at registration; suitable equipment and training prerequisites apply. All sales final, subject to applicable law and the Refund & Cancellation Policy. Read the Challenge Terms Addendum, Participation Agreement, Physical Activity Risk and Liability Agreement, website Privacy Policy and Participant Data Notice. Help: support@thefitnesscowgirl.com.

3. Purchase acknowledgment

I have read and agree to the Challenge Terms Addendum, Participation Agreement and Refund & Cancellation Policy. I understand the $99 total one-time purchase, including applicable sales tax, finite cohort access and final-sale policy with lawful exceptions. I confirm that I am at least 18 years old, reside in the United States at registration and have contractual capacity to enter these agreements.

4. Separate physical risk acknowledgment

I have read and agree to the Physical Activity Risk and Liability Agreement. I understand that I choose my workouts and equipment without in-person supervision and that exercise involves inherent injury risks. The agreement defines the Protected Parties, including The Fitness Cowgirl LLC and Ashli Teter individually. To the extent stated in that agreement and permitted by law, I am releasing my legally releasable personal-injury claims arising from a Protected Party's ordinary negligence, subject to its stated exceptions and nonwaivable rights.

5. Refund notice and FAQ answer

Can I get a refund? All sales are final, subject to applicable law and appropriate exceptions. We do not offer discretionary refunds for changes of mind, scheduling conflicts, missed workouts or nonparticipation. Billing errors, material non-delivery and business cancellation or material changes are reviewed for appropriate remedies. Your applicable consumer and payment-dispute rights remain intact. Read the Refund & Cancellation Policy or email support@thefitnesscowgirl.com.

6. Finite access notice

Your cohort includes preparation from December 25, training January 4–31 and wrap-up/resource access through the full February 7 day. Membership access closes February 8, 2027. Member Site access is not lifetime access. During cohort access, you may download the eight designated personal-use resources listed in the Participation Agreement—six Recovery & Progress references and the two FUEL TO PERFORM PDFs in Nutrition & Fueling—and keep them indefinitely for personal use. The full training programs, nutrition curriculum, Exercise Library and weekly lessons remain Member Site-only during the designated access period. Download retention does not extend or restore Member Site access. Do not redistribute, resell, publicly share, sublicense, republish or commercially exploit program materials.

7. Payment confirmation and welcome

Your purchase is THE BOTH CHALLENGE January 2027 cohort — $99 total paid once, with applicable sales tax included in that amount and identified on your receipt where required. There is no program subscription. Training runs January 4–31. Your purchase is subject to the Challenge Terms Addendum, the Participation Agreement, the Physical Activity Risk and Liability Agreement, the Refund & Cancellation Policy and the website Privacy Policy and Participant Data Notice. Final-sale terms include lawful exceptions and required remedies. Access or billing help: support@thefitnesscowgirl.com.

Welcome to THE BOTH CHALLENGE. Your initial access is welcome-only; preparation opens December 25. Kickoff is January 1–3 and Week 1 begins January 4. Choose strength and aerobic levels separately using the training-level guide when it becomes available. Before activity, review the Participant Safety Notice, the Participation Agreement and the Physical Activity Risk and Liability Agreement. Full resource access continues through February 7. Membership access closes February 8, 2027. Registration is for individuals who are at least 18 years old and reside in the United States at registration. These messages are service-related to your purchase.

8. Start Here participant safety notice

IMPORTANT: YOUR TRAINING, YOUR RESPONSIBILITY

This cohort is for individuals who are at least 18 years old and reside in the United States at registration. This is a self-guided program. Choose each training level from your own recent experience and abilities. Running, walking and lifting involve inherent injury risks, and no instructor is physically present to inspect your equipment or monitor your technique or symptoms. Use suitable equipment and space, read the instructions, and stop or reduce unsafe activity. Get appropriate individual guidance if a condition, injury or uncertainty affects suitable participation. For serious warning symptoms, seek urgent care and call 911 in the United States; do not wait for a reply. Read the Participant Safety Notice, Participation Agreement and Physical Activity Risk and Liability Agreement. These responsibilities do not remove duties or rights preserved by law.

9. Exercise Library introduction

Read setup, execution and handling instructions before an unfamiliar exercise. A still illustration does not show every loaded transition or verify your equipment. Use manageable loads, suitable equipment and manufacturer guidance. Floor access, standing alternatives and optional strict pull-ups have their stated prerequisites. Do not improvise excluded variations or a substitute. If safe independent setup or movement is uncertain, obtain qualified assistance before attempting it. Follow the Participant Safety Notice; stop for concerning symptoms.

10. Nutrition section disclaimer

These lessons are general performance-nutrition education from a Registered Dietitian. Sample days and optional calculations explain concepts; they are not individualized medical nutrition therapy, calorie prescriptions or guaranteed outcomes. Tracking and submitting weight are not required. Seek appropriate individual care for personal medical or nutrition needs. Read the Nutrition and Professional-Scope Disclaimer.

11. Optional marketing choice and email footer

[ ] I would like optional news and offers from The Fitness Cowgirl LLC by email. This choice is separate from my purchase and I can unsubscribe from marketing without losing paid access. Read the website Privacy Policy and Participant Data Notice.

You are receiving this operational message about your THE BOTH CHALLENGE purchase or account. Paid-product and access help: support@thefitnesscowgirl.com. Policy links: Challenge Terms Addendum, Refund & Cancellation Policy, the website Privacy Policy and Participant Data Notice. Optional marketing preferences are handled separately.

12. Customer support responses

Ordinary change of mind: Thank you for contacting us. THE BOTH CHALLENGE is a time-limited cohort purchase, and the disclosed policy does not offer discretionary refunds solely for a change of mind, scheduling conflict or nonparticipation. If your request also involves an incorrect charge, missing purchased access, a material program change or another legally protected issue, please describe it so we can review the appropriate remedy. Your applicable consumer and payment-dispute rights remain intact. An ineligible purchase does not automatically forfeit the payment. Any cancellation, access restriction or payment remedy remains subject to applicable law and the program's purchase and refund terms.

Billing error: Please send the purchase email, order reference and a brief description of the duplicate or incorrect amount. Do not send a full card number. We will compare the records and correct a verified error, identifying the gross amount returned and the related included-tax adjustment where required. A duplicate-charge correction should preserve access under the valid purchase.

Missing access: Please tell us which page is unavailable, the purchase email and the error shown. Do not send your password. We will check the purchase and intended entitlement and address the problem. Welcome-only access before December 25 is expected; failure to deliver the promised resources when due will be evaluated for an appropriate remedy.

Medical or personal advice: This challenge provides general education and prewritten workouts. We cannot assess your personal symptoms or provide individualized treatment. Please contact an appropriate qualified professional. If symptoms may be serious or urgent, seek urgent care and call 911 in the United States rather than waiting for a reply.

Privacy request: We have received your request. We will identify the applicable rights, verify identity using proportionate information and explain any necessary legal retention or provider limitations. Please do not send identity documents or medical records unless a specific secure process is reasonably necessary and arranged.

13. Eligibility confirmation

I confirm that I am at least 18 years old and reside in the United States at registration. Eligibility is based on residency, not citizenship. A U.S. resident temporarily traveling abroad is not automatically ineligible solely because of their current location.

14. Optional social sharing

Participants may voluntarily share their progress on Instagram or TikTok by tagging @thefitnesscowgirl.

Social sharing is entirely optional and is not required to participate in or complete THE BOTH CHALLENGE.

Tags from private accounts may not be visible. Viewing, acknowledging, responding to, or reposting individual posts is not guaranteed.

Tagging @thefitnesscowgirl does not grant The Fitness Cowgirl LLC permission to reproduce, repost, quote, or use participant content for promotional purposes. Any such use requires separate, appropriate permission.

15. Optional written testimonial permission

Your reflection is optional. You can provide honest positive, negative or mixed feedback without agreeing to marketing use. Participation, paid access and support do not depend on a positive review or permission. Please leave out medical details and other people's information. [ ] Internal feedback only. The business may use my response to improve the program, but I do not authorize promotional use. [ ] I permit The Fitness Cowgirl LLC to consider selected written experience responses for testimonials, subject to the excerpt confirmation in the Optional Written Testimonial Consent. Choose one if you permit written use: [ ] Anonymous participant [ ] First name only [ ] First name and last initial. Read the Optional Written Testimonial Consent for the permitted excerpts, uses, attribution and withdrawal terms.

THE BOTH CHALLENGE OPTIONAL WRITTEN TESTIMONIAL CONSENT

1. Feedback is welcome without promotional permission

Your reflection is optional. You can provide honest positive, negative or mixed feedback without agreeing to marketing use. Participation, paid access and support do not depend on a positive review or permission. Please leave out medical details and other people's information.

2. Choose one

[ ] Internal feedback only. The business may use my response to improve the program, but I do not authorize promotional use.

[ ] I permit The Fitness Cowgirl LLC to consider selected written experience responses for testimonials, subject to the excerpt confirmation below.

Blank, unclear or conflicting choices mean no promotional permission. Select the specific response(s) allowed: ____________________________. Other responses stay internal. The business must confirm the exact excerpt with you before first publication.

3. What written permission allows

If you give permission and approve the excerpt, The Fitness Cowgirl LLC may share that written excerpt to describe THE BOTH CHALLENGE on its website, Instagram, TikTok, Facebook and promotional emails. Paid advertisements are not included unless separately authorized. The business may shorten the approved text or correct spelling only without changing its meaning; material edits require renewed approval. A comment will not be changed from mixed or negative feedback into a positive recommendation.

This permission does not authorize photos, videos, screenshots, social-media handles, voice, likeness, health information or another person's information. It does not transfer ownership of all your feedback or prevent honest public reviews. Permission is not evidence that an outcome is typical or guaranteed.

4. Attribution choice

Choose one if you permit written use: [ ] Anonymous participant [ ] First name only [ ] First name and last initial.

Approved displayed name, if any: ____________________________. Anonymous display means your identity is withheld from the public, not that the business cannot identify your submission. No additional identifier is authorized by this choice.

5. Changing your permission

Contact support@thefitnesscowgirl.com to ask about future use or withdraw permission. We will stop new promotional use after processing a verified withdrawal and remove business-controlled placements where reasonably possible, subject to applicable law. Previously distributed emails, screenshots, shares and third-party copies may remain. The business does not promise it can recall every copy. Required legal/dispute records may be retained under the applicable privacy process even after promotional use stops.

6. Acknowledgment and record

I understand that promotional permission is optional and separate from feedback. I authorize only the selected written text, approved excerpt, uses and attribution described above.

A separate media permission is not included or implied here.